Lead Financial Risk III – “Product Area Lead” Business Banking
Credit Risk
50% work from home
GJA Function Level: 19
A day in your life
Contribute to the vision and strategy for credit risk components that are integrated part of lending products of the bank
Focus on process optimization, execution discipline, and cross-functional collaboration; own innovation and continuous improvement based on data driven insights: drive automation and digitization, recommend process improvements to enhance efficiency and recommend tools and new technologies
Own functional design of credit elements (i.e. credit policy rules or models) needed for efficient and effective management of credit risk within individual portfolio and/or total bank level
Define technical implementation requirements and steer implementation of changes across IT platforms (including decision making engine)
Own roadmap for delivery of agreed milestones and steer execution of credit risk changes for end-to-end implementation regarding the credit process and respective engines
Combine versatile credit expertise and profiles to ensure overall consistency in the design of the final credit features of the products / process
Act as the bridge between business tribes, transactional risk domains while eliminating knowledge silos within risk teams (policy, models, data, analytics) to remove bottlenecks and accelerate delivery.
Accountable that implemented credit process meets defined risk appetite, align with Group standard and is regulatory compliant
Prepare key performance reports on effectiveness of credit process toward internal and external stakeholders
How to succeed
We hire smart people like you for your potential. Our biggest expectation is that you’ll stay curious. Keep learning. Take on responsibility. In return, we’ll back you to develop into an even more awesome version of yourself.
You have a strong sense of accountability and demonstrated track record in delivery of complex roadmaps
You excel at stakeholder management, with an ability to effectively and frequently connect at senior level, managing conflicting priorities and ensuring progress
Strategic and forward thinking profile, with an open and collaborative mindset
Very good leadership abilities: performance management and talent development, being an inspirational leader, steering high performing and engaged teams
Strong understanding of risk management processes and ING Belgium products, lending and portfolio.
Resilience, a positive and constructive attitude – ready to make it happen;
In this function you will have the opportunity to:
Lead and shape this newly created function in a new set up
Learn and develop into a seasoned Risk professional
Directly contribute to the growth strategy of ING
The team
The role will report directly to the Credit Risk Tribe Lead, closely partnering with other risk and business functions.
Do you want to know more before applying? Don’t hesitate to reach out to any of the Risk Leaders, CRO, HRBP or assigned recruiter – we’re always up for a coffee!
